Senior Specialist; TACATDP Implementation – Credit at CRDB Bank | May 2024
Job Description
Career Opportunities: Senior Specialist; TACATDP Implementation – Credit 3 Years Contract (3112)
Reporting Line: Senior Manager; TACATDP Implementation & Coordination
Department: Sustainable Finance Unit
Location: HQ
Job Summary.
To ensure there is adequate oversight of the TACATDP applied loans through the bank lending systems and the growth of the clean green asset loan portfolio as per terms and conditions stipulated in the Bank’s credit policies and procedures.
Key responsibilities:
- To ensure the Agriculture Resilience and Adaptation (ARA) loans submitted by lending staff of the bank and business staff disbursed appropriately as per eligibility criteria and special group memo established.
- Support growing of the green asset portfolio for the Bank by ensuring the loans forwarded to credit department disbursed appropriately.
- Ensuring the ARA loans applied and disbursed complies to the bank’s Credit policies and procedures and national and international laws, regulations and best practices.
- Reviewing and analyzing data for credit worthiness and periodic reports generation.
- Ensure the loans applied and submitted to the credit analysts comply to environmental and social risk assessment including E&S risk categorization.
- Train, build capacity and create awareness to credit analysts on the suitable eligibility criteria for TACATDP Loans issuance and the appropriate adaptation technologies financed under TACATDP.
- Communicate any changes or update on green lending requirements to credit department for quickly credit risk avoidance and or mitigation.
- Evaluate, Develop and generate credit periodic performance reports as per TACATDP performance indicators/parameters required by lenders as per contractual agreements.
- Regularly Monitors TACATDP Loans performance through reviewing credit reports and financial statements.
Experience, Knowledge, and Skills Requirements
- Bachelor’s Degree in Banking, Economics, Accountancy, Statistics or relevant qualification from an accredited institution.
- Certification of CPA, ACCA will be an added advantage.
- Minimum of 3 years experience in credit and financial analytics.
- Knowledge on spreadsheets, database, and other financial or credit software or system.
- Knowledge of business, economics, financial and industry risk analysis
- Individual with practical experience in Environmental and Social Risk Management in Project loans and business activities.
- Ability to understand, identify, assess and manage environmental, gender and social risks to projects loans and business activities.
- Analytical skills and ability to understand broad business issues.
- Regulatory and risk management capabilities
- Report writing, and communication skills.
Deadline: 29th May 2024