Relationship Manager; SME – Mining (1 Position(s)) at NMB Bank | May 2024
Job Description
Job Location : Head Office
Job Purpose:
To grow both Liabilities (deposits) and Assets from Small and Medium Enterprises (SMEs) for emerging sector under Mining.
Advise Business Banking department on business strategy to build and grow mining portfolio.
Assist Business center RMs /Relationship Officers/Branch Managers in recruiting business customers to ensure SME business growth for Mining portfolio.
Main Responsibilities:
Actively sell mining deposits, lending, and cross selling of other banks products (Forex, Fund Transfer, Internet Banking etc.)
Explore business opportunities to grow mining and deposit book and monitor performance of existing portfolio.
Appraise mining credit applications submitted by Business centers and branches and provide recommendations for decision making.
Take a leading role in driving Mining portfolio activities, through networking and promoting awareness of this segment with SME Business centers and branch managers.
Actively build the capacity of the Relationship Managers/officers through on-going mentoring and support to ensure quality credit application and business growth for Mining.
Take a leading role in mining sector business development through an effective call program to both existing and prospects for different Small-Scale Miners (SSM) and mining companies.
Actively create awareness of mining products within and outside business unit as well as training branch RO’s and working closely with other respective departments.
Actively contribute to development/review of credit policy for the Bank to ensure it is aligned with mining best practice and statutory requirements.
Review of top tier mining SMEs customers, conducting market intelligence reports, workshops/focus group reports and review product design and performance
Ensure that customer satisfaction for SME mining is achieved by providing accurate advice for selling in line with customers’ expectations.
Preparing budget and projections for the mining asset and deposit products.
Knowledge and Skills:
Good understanding of key features under mining segment.
Good credit analysis skills.
Good customer relationship skills and sound understanding of bank’s loan products, policies, and procedures.
Conversant with standard computer applications (Excel, Word, and Access).
Good communication with high proficiency in the use of (English and Kiswahili).
Good business management, leadership, coaching, and team building skills.
Qualifications and Experience:
Bachelor’s degree in Finance, Accounting, Economics, Banking and Procurement or related field.
Master’s degree will be an added advantage.
At least 3 years’ relevant experience in handling a mining portfolio and or its related fields.
Good knowledge of credit analysis and Appraisal.
NMB Bank Plc is an Equal Opportunity Employer. We are committed to creating a diverse environment and achieving a gender balanced workforce.
Female candidates and people living with disabilities are strongly encouraged to apply for this position.
NMB Bank Plc does not charge any fee in connection with the application or recruitment process. Should you receive a solicitation for the payment of a fee, please disregard it.
Only shortlisted candidates will be contacted.
Job opening date : 17-May-2024
Job closing date : 31-May-2024